Durban's Berea ridge has the oldest and most affordable retirement stock in KwaZulu-Natal. Caister Lodge in Musgrave sells life rights from about R750,000 with a 24-hour care centre; Ocean View and Barnes Cottages start lower still. TAFTA, the Association for the Aged, runs eleven residential facilities from the beachfront to the Ridge, including John Conradie House for state pensioners, and KZN Care houses more than 350 people in Umbilo at R1,500 to R8,700 a month. Durban North and Umgeni Park add Riverside Park, Milldene Park and Villa Sunfield.
Hospitals: Netcare St Augustine's, Life Entabeni and Netcare Parklands on the Berea, with Netcare Umhlanga 20 minutes north. King Shaka International is 30 to 35 minutes from the Berea.
This is the right area for a parent who grew up in Durban, wants to stay near the sea and the Botanic Gardens, and has a modest budget. The trade-off is older buildings and, in the central city, a neighbourhood that has changed. See frail care and village costs in KwaZulu-Natal.